body {
  font-family: Arial, sans-serif;
  margin: 0;
  background: #ffffff;
  color: #333;
}

/* HEADER */
header {
  background: #0a3d62;
  color: white;
  padding: 15px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

nav a {
  color: white;
  margin-left: 15px;
  text-decoration: none;
  font-weight: bold;
}

/* HERO */
.hero {
  background: #eaf4ff;
  text-align: center;
  padding: 70px 20px;
}

.hero h2 {
  color: #0a3d62;
}

.btn {
  display: inline-block;
  background: #ff8c42;
  color: white;
  padding: 12px 25px;
  margin-top: 15px;
  text-decoration: none;
  border-radius: 5px;
}

/* SECTIONS */
section {
  padding: 50px 20px;
  text-align: center;
}

/* CARDS */
.cards {
  display: flex;
  gap: 20px;
  margin-top: 20px;
  flex-wrap: wrap;
}

.card {
  background: #f5f9ff;
  padding: 20px;
  flex: 1;
  min-width: 250px;
  border-radius: 8px;
  border-left: 5px solid #ff8c42;
}

/* FORM */
form {
  max-width: 500px;
  margin: auto;
  display: flex;
  flex-direction: column;
}

input, select, textarea {
  padding: 10px;
  margin-bottom: 10px;
  border: 1px solid #ccc;
  border-radius: 5px;
}

button {
  background: #ff8c42;
  color: white;
  padding: 12px;
  border: none;
  cursor: pointer;
  border-radius: 5px;
}

/* FOOTER */
footer {
  background: #0a3d62;
  color: white;
  padding: 15px;
}

/* RESPONSIVE */
@media (max-width: 768px) {
  header {
    flex-direction: column;
  }

  .cards {
    flex-direction: column;
  }
}